WalletBrake …

A thief with your phone can't empty your wallet.

Your money sits in a vault on the blockchain. You spend from it as usual, but there are limits a thief can't get around, large payments to strangers wait an hour, and it freezes itself if it sees an attack.
Spending walletThe wallet on your phone, like Trust Wallet. Sends everyday payments.
Owner walletA second wallet, kept away from your phone. Freezes, unfreezes and changes settings.
Backup addressWhere everything goes in an emergency, e.g. a hardware wallet or exchange.
WalletBrake never holds your keys or your money.